Bankruptcy Services

Overwhelming debt harms your financial, physical, and mental health. Although bankruptcy laws can help people who can't pay their debts, many who need this help can't access it. People who can't afford a lawyer or the fees to file for bankruptcy might find it even harder to manage their debt. Instead of using their limited money for essential things, they might spend it to pay back what they owe.

716.855.0203 Ext.121
bankruptcy@wnylc.com

Services

What Bankruptcy Can Do For You:

  • Eliminate most or all of your debts.

  • Help you get out of leases.

  • Prevent repossession or force creditors to return property even after a repossession.

  • Stop wage garnishments, debt collection harassment, and other similar collection activities.

  • Stop a foreclosure on your home.

  • Restore utility services, such as electricity or water.

  • Clear credit report except for bankruptcy filing.

  • Allow you to get a fresh start.

Lawyers From the Western New York Law Center Provide Legal Support in the Following Areas:

  • Counsel regarding Chapter 7 bankruptcies.

  • Determine if you qualify for bankruptcy.

  • Support and guide you through filing for bankruptcy.

  • Represent you during the bankruptcy proceedings.

What Kind of Cases Does WNYLC Handle?

The Western New York Law Center helps low-income individuals with Chapter 7 bankruptcy. Chapter 7 is a quick and cost-effective way to eliminate your debts. However, it involves giving up property that exceeds certain limits, known as 'exemptions.' The extra property can be sold to pay off your creditors.

Financial documents, a calculator, a gavel, eyeglasses, cash, and a pen on top of tax forms.