Major Insurance Companies Charge Higher Rates to Low-Income and Minority Drivers in Western New York


Today, the Western New York Law Center (Law Center) released their research and analysis on discriminatory auto insurance practices. The research and subsequent analysis reveals that major auto insurers charge those with less education and lower-status jobs higher premiums for limited liability auto insurance. The Law Center conducted a study on rate calculation practices of Progressive and Liberty Mutual, who serve thousands of drivers, in Buffalo, New York. The study examined socioeconomic indicators, specifically education and occupation, as they relate to the premium auto insurance companies charge Buffalo drivers.

This is the press release from the Western New York Law Center announcing the most recent study that examined the use of discriminatory auto insurance practices.

And this is a copy of a press release from New York Assembly Member Peoples-Stokes‘ office regarding the Assembly Member’s introduction of necessary legislation that will prohibit auto insurers ability to use socioeconomic and non-driving factors in calculating New York driver’s auto insurance premiums.

Please direct any questions to Thomas Keily at (716) 855-0203 ext. 109 or

 Posted by at 1:24 pm