On Feb. 1, 2022, more MLTC members who have been in nursing homes for three or more months and who have been approved for Institutional Medicaid will be disenrolled from their MLTC plans. This is the fifth "batch" of disenrollments that began on August 1, 2020. A total of 20,353 members have been disenrolled on this basis through Oct. 1, 2021. On Oct. 1, 2021, 1,285 members were disenrolled.
Beginning Oct. 2021 - Instead of receiving only one 10-day notice from NY Medicaid Choice prior to the disenrollment, which was the only notice give until now, those disenrolled on Oct. 1, 2021 were the first batch to receive TWO notices:
NEW 30-DAY NOTICE from their MLTC plan, giving them a heads-up that they will be disenrolled from the MLTC plan in 30 days because their stay extends beyond 3 months. The notice explains that Medicaid will continue to pay for the nursing home care if they remain in the nursing home. Most importantly, the notice explains how to request an assessment by the MLTC plan to approve services so that they can return home. There are no fair hearing or other appeal rights for this notice, but the 10-day notice has appeal rights.
DOH issued this notice in response to advocacy by Medicaid Matters NY, a coalition in which NYLAG is a member. Though the content of the notice does not reflect all of the suggestions by the coalition, we commend DOH for adding this protection for MLTC members who need to remain in the MLTC plan in order to arrange for home care services to return home.
Who receives the notice - there is no written guidance, but DOH told Medicaid Matters NY that the plan would send the notice to the member AND the person on file as designated representative with the plan, such as a family member or social worker. This extra notice was requested by NYLAG and other advocates. We do not know if this is being done - let us know!
10-day notice from NY Medicaid Choice ( Attachment I to GIS 20 MA/06 – MLTC Enrollees Receiving Long Term Nursing Home Care – “Batch” Disenrollment Process) -- states they may request a fair hearing or call NY Medicaid Choice before the disenrollment. If they do, they will remain enrolled in the plan. If they call NY Medicaid Choice, they may request an assessment by their MLTC plan to see if they can safely return home. This postpones the disenrollment.
Who receives the notice - Only the person listed as "Authorized Representative" on the Medicaid application receives a copy of this 10-day notice. To be listed, submit Form DOH-5247 - Medicaid Authorized Representative Designation/ Change Request** to Local Dept. Social Services (DSS). In NYC-
if the nursing home Medicaid app was approved, fax form to 917-639-0736.
If the Medicaid application is still pending, ask nursing home to submit it or fax to 917-639-0735. Note the name and address of nursing home. Read more here
The First Batch Disenrollment was done on August 1, 2020 over the objections of NYLAG, Legal Aid Society, CIDNY, Empire Justice Center & other organizations, which sent letters to Gov. Cuomo and to DOH on July 2nd and June 29, 2020, demanding the state halt disenrollment of almost 20,000 MLTC members from their MLTC plans because they have been in nursing homes for more than 3 months. With visitors banned from nursing homes, they'll have no help to appeal - and many will be forced to stay in the nursing homes, at risk of exposure to COVID. And COVID-19 has harmed people of color disproprotionately - in nursing homes in particular, not only in the overall population. See NYT article May 21, 2020 and NPR story April 2020.
Will their families or representatives receive a copy of the notices? See info about who receives the two notices (10-day notice and 30-day notice above) and suggestions for how to ensure a family member or other person receive a copy. Otherwise, the resident may not get help they need to respond to this notice - as required if they expect to return home with home care. But YOU can still help the resident take action.
What can a representative or family member do to help someone who may be receiving this notice to make sure they can stay in their MLTC plan in order to obtain home care services needed to return home? BEFORE the disenrollment do one or both of the following:
Request a Fair Hearing you will not be disenrolled if you make this request before the scheduled disenrollment.
Call NY Medicaid Choice to report that you have a pending request for home care services, or a pending appeal or fair hearing, so need to stay in the plan, OR to request an assessment by the MLTC plan to return home. 1 -888-401-6582 (TTY: 1-888-329-1541). Either way, you will not be disenrolled as scheduled
What if you are disenrolled from the MLTC plan? You can still return home but it will be more difficult with more delays.
You can re-enroll in the MLTC plan within 6 months of being dis-enrolled, without being required to do a new Conflict-Free Assessment. This is stated in the Notice to consumers of disenrollment, However, the State has not issued policies yet on issues such as --
will the same MLTC plan you were enrolled in before be required to accept your enrollment and provide you with home care services to return home?
will the MLTC plan be required to authorize the same amount of hours that you received before? We think they should be required to under MLTC Policy 16.06 and precedent including Mayer v. Wing. .
MLTC enrollment is always on the 1st of the month, so if you are ready to return home on the 10th, you will probably not be re-enrolled until the 1st of the following month.
In December 2019, CMS approved the request by NYS Dept. of Health to "carve out" long-term Nursing Home Care from the Managed Long Term Care (MLTC) benefit package. In this change, the State reversed its former policy that has required, since 2015, all adult nursing home residents receiving Medicaid and Medicare to enroll in or stay enrolled in an MLTC plan. The CMS approval letter, dated December 19, 2019, with the revised "Special Terms & Conditions" of the 1115 Waiver is posted here, which states at page 28:
" ii. Should an individual prefer discharge—and an assessment of the individual’s medical needs indicates they may be safely discharged to the community—they may remain enrolled in their MLTC plan, while residing in the nursing home on a temporary basis for more than three months, until their discharge plans are resolved and the individual is transitioned out of the nursing home."
The change requested by the State Dept. of Health was approved by the State legislature in the 2018 state budget. NYS Public Health Law section 4403-f, subd. 7(b)(v)(13). DOH submitted its request to CMS - see New York Medicaid Redesign Team - MLTCP Amendment Request. Many consumer advocacy organizations submitted comments to the State and to CMS which are available on the CMS website here. Click on these links for comments by NYLAG, the Legal Aid Society and other organizations here. Advocacy concerns are summarized here - stay tuned for more developments as this unfolds.
New enrollment of nursing home residents approved for Institutional Medicaid into MLTC plans already stopped in April 2020. This is Group 1 below.
DOH has notified all nearly 250,000 MLTC members of the change in this informational notice.
The changes are being made gradually starting in January 2020 as they affect different groups within the 250,000 New Yorkers who are members of MLTC plans, and people who are not yet in MLTC plans but would under the old rules be required to enroll in one. Here are the changes in the order that they are being rolled out.
WHO: Adults age 21+ who have Medicare, who have been in Nursing Homes for more than 3 months, who have been approved for Institutional Medicaid, and who were not already enrolled in an MLTC plan.
Under the rules since 2015, they would have received a letter from New York Medicaid Choice, the State's enrollment broker for managed care and MLTC, telling them to select an MLTC plan within a specified time, or they would be assigned to one. Now, they are no longer required to enroll in an MLTC plan. Those who had already received a letter about enrollment or who were slated to enroll in an MLTC plan on Feb. 1, 2020 have received letters and calls from NY Medicaid Choice in January 2020, telling them to disregard previous letters about enrolling in an MLTC plan, and canceling the scheduled enrollment. See notices to those individuals here (This PDF contains 2 different notices, the first to people who have been told to select an MLTC plan and the 2nd canceling the enrollment for those whose enrollment in an MLTC plan was scheduled for Feb. 1, 2020).
So -- the last adult dual eligibles in Nursing Homes who were required to enroll in an MLTC plan enrolled effective March 1, 2020. Enrollments starting April 1, 2020 have been canceled. The people in Nursing Homes who were required to enroll in MLTC plans from 2015 through March 1, 2020 are in Group 2, described below.
This general informational notice was reportedly mailed in the week of Jan. 17, 2020 to the nearly 250,000 people in MLTC plans statewide.
WHO: Adults age 21+ who have Medicare, who are designated as having a "Long Term Nursing Home Stay" (LTNHS) (> 3 months) who have been approved for Institutional Medicaid, and who are now enrolled in an MLTC plan.
This group includes those who were already in an MLTC plan before admission to the Nursing Home, or who enrolled in MLTC since being admitted to the Nursing Home.These members will be disenrolled from the MLTC plan under a process described below. This process includes being sent a Disenrollment notice, with fair hearing rights. Those in nursing homes currently will be sent this notice under the timeline below. Once disenrolled, the nursing home will bill Medicaid on a fee-for-service basis, rather than billing the MLTC plan. See here about what happens if Institutional Medicaid has not yet been approved by the LDSS/HRA.
MLTC members are identified as "Long Term Nursing Home Stay" (LTNHS) members by the State Dept. of Health along with the MLTC plan, in consultation with the local districts and nursing homes. See Dear Administrator Letter of 6-11-2020 asking nursing homes to identify those with active discharge plans. (THis DAL revises an earlier one issued in January 2020. The disenrollments were delayed by COVID.
If a disenrollment notice is sent to someone working with Open Doors, contact mfp@health.ny.gov. See info on referrals to the Open Doors Transition Center.
d. MLTC members identified as being Long-Term under the preceding paragraph will receive a DISENROLLMENT NOTICE from NY Medicaid Choice. These notices will be mailed out over about a week beginning July 10, 2020. The notice includes improved consumer rights to call NY Medicaid Choice to request an assesment to return home, which will suspend the disenrollment. (Compare with the original draft of the disenrollment notice, which NYLAG and other advocates objected to in this letter).
RIGHT TO FAIR HEARING: The Disenrollment notices must be sent 10 days prior to the proposed disenrollment. the member has the right to request a Fair Hearing through the NYS Office of Temporary & Disability Assistance. Because the disenrollment notices are sent by NY Medicaid Choice and are not a direct action by the MLTC plan, the member is not required to "exhaust" the plan appeal process first before requesting a fair hearing.
e. WHAT HAPPENS TO the "NAMI" and MEDICAID PAYMENT FOR NURSING HOME CARE AFTER DISENROLLMENT?
If the resident has already been approved by the local DSS/HRA for Institutional Medicaid, the nursing home will simply switch billing to bill Medicaid fee for service instead of the MLTC plan, and the resident continues paying the NAMI (Net Available Monthly Income).
But what about those who have not yet applied for Institutional Medicaid, or whose 5-year lookback applications are pending at the time of disenrollment? According to the 6/12/20 guidance and 1/21/2021 Dear Administrator Letter, the nursing home will not be paid for its services until the LDSS/HRA has approved the lookback application, which should be retroactive allowing the nursing home to bill back to the date of disenrollment, provided the application is timely and complete to prove retroactive eligibility. For these individuals, the situation is like the old days before MLTC covered nursing home care, when the nursing home would not get paid by Medicaid until Institutional Medicaid is approved.
The Dear Administrator Letter indicates that the individual may be asked to pay their estimated "NAMI" or Net Available Monthly Income to the nursing home while the Institutional Medicaid application is pending. For those who have an expectation to return home, the application should include the physician's certification of this expectation so that Community Budgeting will be used, allowing the individual to keep the full Medicaid allowance in the community ($895 2020 + health insurance premiums) plus any deductions used in the community (Pooled trust deposit, earned income disregards). See more about Community Budgeting in this article. This Fact Sheet has the NYC forms. The form used outside of NYC is the LDSS-3559. This reduces the NAMI to the same as the spenddown would be in the community.
Concerns about Who Receives the Disenrollment Notices
Concerns about Difficulty for Nursing Home Residents to Obtain Home Care Services to Return to the Community
Concerns About MLTC Plans Denying High-Need Members Sufficient Home Care, Forcing Nursing Home Placement and Eventually Disenrollment
Now that the cost of Nursing Home care is no longer borne by the MLTC plan, the plans have more incentive to deny home care to people whose needs re extensive because of severe disabilities. If these individuals end up in a nursing home - because the hours are insufficient to maintain their safety at home, the plan can avoid high-cost care altogether if they run out the clock until the placement lasts 3 months.
Concerns About MLTC Plans Delaying Discharge to "Ride out the Clock" until 3 months have passed
If a member previously received high-hour home care services, or now needs such services, an MLTC plan may well delay discharge so that the member is disenrolled after 3 months of nursing home placement. Procedures are needed to prevent and hold plans accountable for this behavior.
The Dear Nursing Home Administrator letter issued Jan. 21, 2020, gives the procedure for MLTC members who are reaching the 3-month limit in the future. It states that in the second month of admission, the MLTC plans will identify members expected to be admitted for 3 months and send a disenrollment package to NY Medicaid Choice, for NY Medicaid choice to review and send the disenrollment notice. The first such notices will disenroll members effective May 1, 2020. This fast timeline gives essentially no opportunity for an MLTC member who expects the nursing home admission to be temporary to take the steps needed to arrange a dischage plan - before the quick disenrollment notice is issued.
The DOH policy in the Dear Administrator Letter only at the very end mentions that the nursing home should work with the member to explore options for discharge, referencing past DAL letters, such as
Confusion about applying for Institutional Medicaid and Help Needed to Request Community Budgeting for people expecting to return home
Stay Tuned for more news and concerns as the State releases more procedures implementing this major change. See advocacy tips for threatened disenrollments.
Since February 1, 2015, there has been a new requirement for nursing home residents in New York City who became "permanent" residents after that date to enroll in Managed Long Term care (MLTC) and "mainstream" Medicaid Managed Care plans, which will now pay for and manage the nursing home care. CMS approved this expansion of MLTC and mainstream Medicaid managed care by letter of Dec. 31, 2014. "Permanent" status does not begin until after Institutional Medicaid eligibility has been approved, following the 5-year lookback. Thus enrolling in a managed care or MLTC plan is not required for initial admission to a nursing home.
The requirement started in NYC in February 2015, and the rest of the state was phased in by October 2015.
Since Jan. 22, 2015 and continuing through September 2015, NYS DOH has conducted a series of webinars on this transition and has issued a series of policy papers and FAQs: All are posted on the MRT 1458 website - scroll to the bottom to:
State DOH Administrative Directive 15ADM-01 - Transition of Long Term Nursing Home Benefit into Medicaid Managed Care (April 1, 2015) - to local county Medicaid programs to explain the new procedures for Medicaid for nursing home care: PDF Attachment 1
NEW YORK CITY PROCEDURES and FORMS -
Adults age 21+ becoming permanent nursing home residents in NYC after February 1, 2015 (estimated) will be required to enroll in managed care plans starting in Feb. 2015 in NYC, in Long Island and Westchester in April 2015. Upstate mandatory enrollment will begin in July 2015 on a rolling basis. The State's presentations above reviewed timelines, network requirements, reimbursement policies and other key areas of concern.
The type of managed care plan in which the individual must enroll depends on whether or not they receive Medicare.
Current nursing home residents are "grandfathered in" - do not have to enroll in managed care plans. Anyone already in a nursing home before Feb. 1, 2015 (and before Oct. 2015 outside of the NYC metro area) will not have to enroll in a managed care plan, and will continue to have Medicaid pay for their nursing home care on a "fee for service" basis. The State says that no one already in a nursing home should have to change nursing homes because the nursing home is not in the plan's network.
If they are required to enroll in an MLTC plan or, if they are not on Medicare, in a "mainstream" managed care plan, they will enroll in a plan that affiliates and pays for their current nursing home.
This requirement will apply only people who, after Feb. 1, 2015, are approved for permanent nursing home placement and institutional Medicaid (after the 60-month lookback review is completed). It will not require enrollment into an MLTC or mainstream plan upon admission to a nursing home.. it will not be required until later, after they apply for and are accepted for institutional Medicaid.
Those who are already enrolled in an MLTC or mainstream Medicaid managed care plan in the community, who come to need long-term nursing home placement after Feb. 1, 2015 (if in NYC, or April 1, 2015 in Long Island and Westchester) or in other areas when they become mandatory, will no longer be disenrolled from the plan when they need nursing home care. They will need to choose a nursing home within the plan's network (or may sometimes change plans) and the plan will still manage their care in the nursing home.
MLTC members who only need short-term rehabilitation care, however, may go to any rehab facility of their choice, and are not restricted to facilities in their MLTC plan's network. The MLTC plan must pay the Medicare coinsurance for the skilled nursing facility (rehab) stay. SEE DOH Q&A updated 2016 - Question 11-12 under BILLING. However, once the Medicare-covered stay is over, they must switch to an MLTC plan that includes their preferred nursing home in its network. If the Medicare stay is less than 29 days, they may get additional days up to a total of 29 days, including Medicare-covered days, under the community Medicaid short-term rehabilitation benefit. For that care no 5-year lookback application is needed.
Mainstream members who need 29 days or less of nursing home coverage are entitled to Medicaid short-term rehab benefits, which covers up to 29 consecutive days under community Medicaid, without needing to do the 5-year lookback Medicaid application.
People who were NOT enrolled in an MLTC plan or mainstream plan who come to need nursing home care after Feb. 1st, 2015 (in NYC - rest of state timeline is here) may enter any nursing home of their choice. They do not have to join an MLTC or managed care plan until after they are admitted to the home, apply for and are accepted for institutional Medicaid (which includes the lookback period that screens for transfers of assets).
Phase-In Schedule - The original date was March 1, 2014, which was delayed several times. New schedule here. Concerns raised by NYLAG and other consumer advocates by letter of March 14, 2014, were part of the reason for the delay, with CMS requesting further protections in the state implementation plan. Now, with the ICAN Ombudsprogram and the Conflict-Free Evaluation and Enrollment Center up and running, CMS has approved this expansion of managed care. See more about this in this article in September 2014 news. People who first become permanent Nursing Home residents after the dates below, meaning their eligibility has been determined after a 60-month Lookback application, must enroll in either a Medicaid Managed Care or d Managed Long Term care plan, which one depends on whether they have Medicare.
Advocacy organizations including Medicaid Matters NY, the Coalition to Protect the Rights of New York's Dual Eligibles (CPRNYDE) and other organizations have participated in workgroups, voicing consumer concerns about many aspects of this expansion of managed care.
11/2018 - NYLAG filed comments with CMS opposing the State's request to exclude permanent nursing home residents from MLTC enrollment after 3 months. The State's proposal and accompanying documents are posted on the State's MRT webpage here. This is a reversal of the policy in effect since 2015, described in this article.
See the State's proposed notice to MLTC members describing the change here.
See the State's proposed notice to be sent by NY Medicaid Choice before it disenrolls one of the 23,000 MLTC members who have been in nursing homes for 3 or more months.. and members in the future.
NYLAG's comments on the rule state that the "clock" should not start ticking toward three months until disenrollment if the member intends to return home. Disenrollment will make it much harder to return home. Also, NYLAG and other consumer advocates urged that plans must give notice of a decision to consider them "permanently placed," which the consumer should have the right to appeal. These decisions must be made with involvement of the consumer, not unilaterally by a managed care plan or nursing home. See other comments on CMS website here. Click on these links for comments by NYLAG, the Legal Aid Society and other organizations here.
10/22/2015 - Coalition to Protect the Rights of NY Dual Eligibles - Issues and Concerns on Carve-in of Nursing Home Benefit into Managed Care and MLTC
On March 14, 2014, NYLAG and six other consumer advocacy organizations in NYS sent a letter to the federal Medicaid agency, CMS and to the State Dept. of Health asking them to slow down the expansion of Medicaid managed care to include all new nursing home residents who become permanently placed in nursing homes after April 1, 2014. The advocates pointed out numerous systems and procedures that are not ready for such a massive change, and the lack of education about these changes for hospital social workers, medical professionals and myriad other professionals who work with seniors and people with disabilities. Advocates are concerned that without adequate preparation, the rights of vulnerable New Yorkers will be violated -- including the right under the Americans with Disabilities Act to Medicaid services that enable them to live in the "most integrated setting" -- which is at home in the community rather than in an institution. Download the letter here.
May 2013, consumer advocates raised concerns about nursing home enrollment in managed care in the "FIDA" proposal to manage care for dual eligibles,