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Uninsured
 
document Resources for Uninsured and Underinsured
This article briefly explains how uninsured people those without Medicare, Medicaid, or private health insurance may obtain help with hospital, prescription drug and other medical bills. First is a brief explanation of New York's Hospital Financial Assistance or Charity Care law, with a longer...
document NYS Hospital Financial Assistance Law -- Hospitals Must Provide Charity Care Assistance Program
Overview  Charity care refers to free or low cost care provided by hospitals to uninsured or underinsured patients.  New York State has provided significant state funding to hospitals for charity care since 1983, but it wasn't until 2007 that hospitals were actually required to provide...
document Air Conditioners Available to Low Income People with Medical Needs - 2014 Cooling Assistance Program
Note: Medicaid also may sometimes pay for an air conditioner. See article. HEAP-funded air conditioners are available in limited supplies to low income people in NYS who have ongoing medical conditions made worse by heat. The 2014 HEAP cooling assistance program is available from May 1, 2014...
document Tool Kit for Community Health Centers: Helping Patients Access Health Care Coverage
The tool kit you will find at the link below was created by the Empire Justice Center with funding from the New York State Health Foundation.  The tool kit is designed to guide community health center staff in their efforts to help patients access public health insurance or other kind of help...
document How to Prevent and Fix Medical Debt
This handbook was designed for community advocates who assist New Yorkers with medical debt.  The handbook covers the following: common billing problems faced by uninsured and underinsured patients, how to get financial assistance with hospital bills, how to deal with collection agencies, and...
document Affordable Care Act --New York State Health Exchange Open Year-Round for Medicaid Applications and for Certain "Special Enrollment" categories
New York State Official Website on Exchange http://healthbenefitexchange.ny.gov/. Open enrollment on the New York State Health Exchange ended on 3/31/14, with an extension through April 15th to complete applications that were filed before that date. However, it is not too late to enroll for...
document NYS Bridge Plan coverage ends on June 30, 2013
The NY Bridge Plan, New York State's Pre-Existing Condition Plan (PCIP) will no longer provide coverage after June 30, 2013. All current enrollees are being provided with the opportunity to transition over to the federal PCIP from July 1 through December. 31, 2013. (On January 1, 2014, PCIP...
document Healthy NY - Subsidized Health Insurance for Low-Income Workers
UPDATE! Bad News: As of January 1, 2012, Healthy NY enrollment is now limited to the High Deductible Health Plan (HDHP). New enrollees can no longer enroll in the standard plan. The HDHP has a deductible of $1,200 for an individual, $2,400 for a family. Good News: An optional prescription drug...
document COBRA - Keeping Employer Group Health Insurance After a Job Ends - Federal & New York State Protections
 Basic Information on COBRA under Federal & New York State Law Here are resources on rights to continue coverage after losing one's job, under the federal "COBRA" law. Hard Times and Health Insurance Publication Date: 03.03.2009 - United Hospital Fund Author: Peter Newell and...
document Saving Money on Prescription Drugs if You're Uninsured or Underinsured: Discount Cards and PAPs
Prescription drugs can be the most expensive healthcare cost for many people. Those who are uninsured are typically stuck with paying full retail price for prescription drugs at the pharmacy counter, which can be hundreds or thousands of dollars per month. Even those who have health insurance -...
document Empire Justice Center Reports on Immigrant Access to Health Care in NY's Health Insurance Exchange
The Empire Justice Center published a report in May, 2013 exploring the policies that guide immigrant access to health care and making recommendations for improving immigrant access through New York's Health Insurance Exchange: New York's Exchange Portal: A Gateway to Coverage for Immigrants ...
document AIDS Drug Assistance Program (ADAP) and other AIDS/HIV Subsidy Programs
AIDS Drug Assistance Program (ADAP) What are ADAPs? AIDS Drug Assistance Programs (ADAPs) provide HIV-related prescription drugs to low-income people with HIV/AIDS who have limited or no prescription drug coverage. With more than 210,000 enrollees nationally in FY 2013, ADAPs reach...
document Help for those who missed the first open enrollment period
Do you or someone you know need health insurance? Did you miss the open enrollment period? You may still have options to get coverage! Medicaid, Essential Plan and Child Health Plus enrollment is year-round! If you have experienced certain life events, you may qualify for a special enrollment...
document 2015 NYS Law Gives Protection from Surprise Bills and Emergency Services
A new New York State law went into effect March 31, 2015 that protects consumers from "surprise bills" when services are performed by a non-participating (out-of-network) doctor at a participating hospital or ambulatory surgical center in your HMO or insurer's network or when a participating...


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