NY Health Access About Us   |   Contact Us Empire Justice Center Legal Aid Society NYLAG WNYLC
Uninsured
Resources for Uninsured and Underinsured
This article briefly explains how uninsured people those without Medicare, Medicaid, or private health insurance may obtain help with hospital, prescription drug and other medical bills. First is a brief explanation of New York's Hospital Financial Assistance or Charity Care law, with a longer...
NYS Hospital Financial Assistance Law -- Hospitals Must Provide Charity Care Assistance Program
Overview Charity care refers to free or low cost care provided by hospitals to uninsured or underinsured patients. New York State has provided significant state funding to hospitals for charity care since 1983, but it wasn't until 2007 that hospitals were actually required to provide charity...
Financial Assistance for Air Conditioners - 2022 Cooling Assistance Program
Note: Medicaid also may sometimes pay for an air conditioner. See article. HEAP-funded air conditioners are available in limited supplies to low income people in NYS who meet income and other requirements. In 2022 a qualifying medical condition exacerbated by heat is no longer a requirement to...
Tool Kit for Community Health Centers: Helping Patients Access Health Care Coverage
The tool kit you will find at the link below was created by the Empire Justice Center with funding from the New York State Health Foundation.  The tool kit is designed to guide community health center staff in their efforts to help patients access public health insurance or other kind of help...
How to Prevent and Fix Medical Debt
This handbook was designed for community advocates who assist New Yorkers with medical debt.  The handbook covers the following: common billing problems faced by uninsured and underinsured patients, how to get financial assistance with hospital bills, how to deal with collection agencies, and...
Affordable Care Act --New York State Health Exchange Open Year-Round for Medicaid Applications and for Certain "Special Enrollment" categories
New York State of Health Exchange https://nystateofhealth.ny.gov/ MEDICAID Individuals eligible for Medicaid or Child Health Plus and American Indians/Alaskan Natives can enroll at any time during the year on the New York State of Health website. This is for people under age 65 who do not...
Healthy NY - Subsidized Health Insurance for Low-Income Workers
UPDATE! Bad News: As of January 1, 2012, Healthy NY enrollment is now limited to the High Deductible Health Plan (HDHP). New enrollees can no longer enroll in the standard plan. The HDHP has a deductible of $1,200 for an individual, $2,400 for a family. Good News: An optional prescription drug...
COBRA - Keeping Employer Group Health Insurance After a Job Ends - Federal & New York State Protections
 Basic Information on COBRA under Federal & New York State Law Here are resources on rights to continue coverage after losing one's job, under the federal "COBRA" law. Hard Times and Health Insurance Publication Date: 03.03.2009 - United Hospital Fund Author: Peter Newell and...
Saving Money on Prescription Drugs if You're Uninsured or Underinsured: Discount Cards and PAPs
Prescription drugs can be the most expensive healthcare cost for many people. Those who are uninsured are typically stuck with paying full retail price for prescription drugs at the pharmacy counter, which can be hundreds or thousands of dollars per month. Even those who have health insurance -...
Empire Justice Center Reports on Immigrant Access to Health Care in NY's Health Insurance Exchange
The Empire Justice Center published a report in May, 2013 exploring the policies that guide immigrant access to health care and making recommendations for improving immigrant access through New York's Health Insurance Exchange: New York's Exchange Portal: A Gateway to Coverage for Immigrants ...
AIDS Drug Assistance Program (ADAP) and other AIDS/HIV Subsidy Programs
AIDS Drug Assistance Program (ADAP) What are ADAPs? AIDS Drug Assistance Programs (ADAPs) provide HIV-related prescription drugs to low-income people with HIV/AIDS who have limited or no prescription drug coverage. With more than 210,000 enrollees nationally in FY 2013, ADAPs reach...
Help for those who missed the annual open enrollment period for Qualified Health Plans
Do you or someone you know need health insurance? Did you miss the annual open enrollment period for enrolling in a Qualified Health Plan? (In 2021, the open enrollment period runs from Nov. 16, 2021 - Dec. 31, 2021). You may still have options to get coverage! Medicaid, Essential Plan...
2015 NYS Law Gives Protection from Surprise Bills and Emergency Services
The NYS Surprise Bills for Health Care Services Law went into effect in New York State March 31, 2015, protecting some consumers from "surprise bills" when services are performed by a non-participating (out-of-network) doctor at a participating hospital or ambulatory surgical center in your HMO or...


This site provides general information only. This is not legal advice. You can only obtain legal advice from a lawyer. In addition, your use of this site does not create an attorney-client relationship. To contact a lawyer, visit http://lawhelpny.org. We make every effort to keep these materials and links up-to-date and in accordance with New York City, New York state and federal law. However, we do not guarantee the accuracy of this information. To report a dead link or other website-related problem, please e-mail us.