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document COBRA - Keeping Employer Group Health Insurance After a Job Ends - Federal & New York State Protections
 Basic Information on COBRA under Federal & New York State Law Here are resources on rights to continue coverage after losing one's job, under the federal "COBRA" law. Hard Times and Health Insurance Publication Date: 03.03.2009 - United Hospital Fund Author: Peter Newell and...
document Patients' Rights in the Health Care System
Managed Care Bill of Rights New York State has a fairly progressive managed care bill of rights which is found in both the Public Health and Insurance laws. Disclosure. Managed care plans must tell their patients about the coverage offered, benefit packages, prior authorization rules,...
document Health Plan Appeal Rights in New York After the Affordable Care Act
Samuel Salganik, an attorney at Community Health Advocates, wrote this incredibly thorough article breaking down the types of appeal rights available to individuals covered by the various types of private health insurance plans in New York.  This article includes coverage of the changes to...
document Saving Money on Prescription Drugs if You're Uninsured or Underinsured: Discount Cards and PAPs
Prescription drugs can be the most expensive healthcare cost for many people. Those who are uninsured are typically stuck with paying full retail price for prescription drugs at the pharmacy counter, which can be hundreds or thousands of dollars per month. Even those who have health insurance -...
document Help for those who missed the first open enrollment period
Do you or someone you know need health insurance? Did you miss the open enrollment period? You may still have options to get coverage! Medicaid, Essential Plan and Child Health Plus enrollment is year-round! If you have experienced certain life events, you may qualify for a special enrollment...
document 2015 NYS Law Gives Protection from Surprise Bills and Emergency Services
A new New York State law went into effect March 31, 2015 that protects consumers from "surprise bills" when services are performed by a non-participating (out-of-network) doctor at a participating hospital or ambulatory surgical center in your HMO or insurer's network or when a participating...


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